SALES
The Monolith Platform's Front-End module fully supports the sales process of investment products for all residential- and corporate segments, as well as institutional investor clientele, through all B2B sales channels (branch network, call centre, private banking, market sales).
The system:
- ensures full compliance with the regulatory requirements of MiFID II and ESG
- provides a systematic overview in 360° client portfolio view of clients’ products and services
- the real-time FIX-based interface enables transactions to be forwarded to different trading platforms (XETRA, Bloomberg)
- provides Management Information System (MIS) services for section heads and branch managers to measure the performance of the sales network.
The system is time-efficient and supports optimised sales processes with the following functions:
Minutes of the meeting
Minutes of the meeting are automatically prepared and searchable.
Ex-ante cost calculation
A real-time cost calculation is made before the transaction is concluded on the basis of the client's conditions package and transaction data.
Product Management
The target market for the bank's entire investment product range can be determined by means of the flexible, easily parameterised PGP engine.
Questionnaires
Flexible parameterisation of questionnaires enables them to be used not just to support the completion and evaluation of MiFID tests (suitability and compliance test), but also for other business purposes.
Product Information
A detailed product information portal is available with calculators.
BROKER BACK OFFICE
The Broker Back Office solution ensures end-to-end support for investment services providers’ accounting processes can be implemented in one system, accommodating all related investment products:
- recording of transactions
- settlement of transactions with general ledger account movements
- calculation of transaction commissions and fees by period
- preparation of client documents, including orders, confirmations, account statements, taxation statements.
The Back Office module ensures the management of both client- and securities accounts, as well as the settlement of investment services transactions, in full compliance with EU legislation:
- settlement processes in accordance with effective CSDR EU regulations
- corporate event management in accordance with effective SRD2 legislation.
A high degree of automation (STP) ensures transaction settlement processes are optimised.
The Back Office module delivers client- and securities account management, as well as registration and settlement of investment services transactions, in full compliance with the local legislation of specific countries.
The easily parameterised built-in workflow control engine enables complex settlement processes to be easily set up, thereby significantly reducing product development time (time-to-market).
The system supports the comprehensive management of SWIFT MT and MX type messages:
- the system automatically processes incoming messages, thereby facilitating settlement of the relevant transactions without the need for manual intervention
- the system automatically generates outgoing SWIFT messages, automatically forwarding these to the SWIFT Alliance system.
Automatically prepared receipts may be sent by e-mail to clients and partners in an encrypted form, while SMS-based communication is also supported.
FŐKÖNYVI KÖNYVELÉS
A Monolith platform analitikus és főkönyvi számlák vezetését egyaránt biztosítja. A rendszer képes a főkönyvi modulban a befektetési szolgáltatásokkal kapcsolatos tételeket akár tételesen vagy összevontan is az egyes főkönyvi számlákra vonatkozóan könyvelni.
A Monolith Platform analitikus és főkönyvi nyilvántartása teljes mértékben támogatja a pénzintézetek IFRS9 megfelelését az eszköz és forrásoldali (saját kibocsátású kötvények)értékpapírok teljes spektrumának tekintetében:
Lehetőség van a jogszabályban előírt számviteli portfóliók (Trading, Held To Collect, Held To Collect and Sell) elkülönített kezelésére.
Lehetőség van az automatikusan elkészült bizonylatok elküldése az ügyfeleknek, partnereknek email-en titkosított formában, illetve az SMS alapú kommunikáció is támogatott.
A Monolith rendszer nyilvántartja az SPPI teszt eredményét, képes a short pozíció és negatív kamatlábkezelésére is.
Különböző típusú értékelési módszerek és ezek kombinációja is alkalmazható:
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piaci áras (Fair Value) értékelés,
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befektetési célú kötvények amortizációja EIR (Effective Interest Rate) kamatlábbal.
Vállalatcsoporton belüli eszköz és forrásoldali portfóliók konszolidációjának támogatása szintén biztosított.
FUND MANAGERS
The Monolith Platform’s Custodian Management module provides an IT solution to support custodian management services for investment funds and pension funds with, among other things, the following functionality:
- regular portfolio evaluation and net asset value calculation
- checking of stock- and investment limits as stipulated by the effective legislation and/or defined by the client
- monitoring and settlement of corporate events relating to companies issuing those securities included in the portfolio.
PORTFOLIO MANAGEMENT
The Avantgarde+ portfolio management module developed according to needs of the present time provides the opportunity:
- to define model portfolios corresponding to different risk categories
- to synchronise the composition of the client portfolio completed by the investment advisor and the model portfolio assigned to the client
- to generate consolidated orders by means of portfolio synchronisation and to automatically allocate completed transactions.